CCJ - County Court Judgements
mortgage glossary
An adverse ruling by a County Court against a person who has not satisfied their debt payments with their creditors. Once the ruling has taken place it will be recorded against the persons credit history and will appear every time a credit search is done for upto seven years.
Borrowers with CCJ's may find arranging mortgages can be more difficult, you may already have been refused by a high street lender. We can help our specialist lenders have the facility to help customers who have had previous credit problems, including CCJ's and defaults.
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