Charge Certificate
mortgage glossary
If the property is registered with the HM Land Registry, this certificate will prove or transfer ownership of land.
The Land Registry issues a Charge Certificate to the mortgagee of the property who has registered title.
If there is no mortgage on the property, the Land Registry issues a Land Certificate to the registered proprietor.
The Charge Certificate contains three parts:
* Charges register
* Property register
* Proprietorship register.
It will have details of restrictions, mortgages and other interests. Your solicitor will guide you with these issues.
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